A firm commitment
No AI.
No exceptions.
Jontops is a one-man operation. Jonathan writes every suitability report himself, with 42 years of professional judgement and no algorithm in sight.
Why it matters
A suitability report isn't a document you fill in. It's evidence that your advice was right for that client.
That requires professional judgement, the kind that comes from 42 years in financial services, most of it as an adviser. AI tools can fill in a template. They can't spot the inconsistency between what a client said and what their fact-find shows.
AI tools can't stand behind their work.
I can. And I do.
The promise
Human-written
Written and checked by Jonathan. Not generated, not templated, not augmented by software. Every word is his.
Client data stays private
Never uploaded to AI platforms, language models, or cloud content generators. Client information is handled with strict discretion and never shared.
Full audit trail
A human wrote it. A human stands behind it. Clear accountability: no grey areas, no "the algorithm suggested it."
GDPR sign-off included
Jonathan will sign your firm's GDPR declaration and handle all client data in strict compliance with data protection requirements.
FCA Consumer Duty
Consumer Duty demands evidence that advice was genuinely suitable, not that a template was filled in.
AI-generated reports cannot demonstrate genuine suitability. They reflect patterns, not people. When a regulator asks how a recommendation was reached, “the software decided” is not an answer.
Every report from Jontops is written by someone who understands both the client and the regulation, and can account for every word on the page.